A new campaign is asking us all to take five minutes to think before we commit to act on a text or email, with the aim of stopping the rising tide of fraud and scams. Most people think they wouldn’t fall for a fraudulent text or email, but criminals are more sophisticated than ever. Take the test on the Stop Fraud website to see if you can find the fraud and know when it’s time to say ‘My money? My info? I don’t think so’.